Benjamin Saul is a partner in the firm’s Banking practice group. He represents fintech, regtech, banking, broker-dealer, exchange, specialty finance, and consumer financial services (CFS) companies, as well as their directors, officers and investors on regulatory, enforcement, litigation and corporate matters.
Ben has worked across an ecoysystem of start-ups, established technology companies and financial institutions. His fintech matters have ranged widely, including those involving data issues and artificial intelligence applications, marketplace and online lending, distributed ledger technology, blockchain and cryptocurrencies, mobile and digital banking, payments and emerging payments, personal finance, foreign exchange, and regtech.
Having extensive experience in CFS, Ben has handled matters involving every consumer finance law and asset class. He often works for CFS clients on legal issues where traditional consumer finance, banking and technology intersect.
Ben is also a leading consumer, fintech and bank enforcement lawyer. He has broad experience representing clients in supervisory, enforcement and litigation matters involving the Consumer Financial Protection Bureau (CFPB), and has been a leader in the private bar on CFPB matters since the Bureau's inception in 2011. He also routinely handles matters involving the FTC, DOJ, HUD, OCC, FRB, FDIC, FinCEN, state banking and financial services authorities and state attorneys general. Beyond CFS issues, those matters have concerned issues relating to advertising practices, leveraged/commercial lending, AML/BSA/OFAC, data privacy and cyber security, troubled/failed banks, corporate fiduciary duties and financial institution fraud. Such matters-when litigious-often have involved parallel civil and class action proceedings.