Fintech
Overview
Financial technology (Fintech) is making the financial services sector more dynamic, efficient, and agile by enhancing customer experiences, reimagining established practices and optimizing middle- and back-office processes. Although Fintech innovations are potentially significant sources of revenue enhancement and cost reduction to our clients, the legal and regulatory issues presented by application of new technologies are oftentimes novel, complex and multi-jurisdictional in nature.
WHY BCLP?
To help our clients navigate the risk of these Fintech technologies, BCLP offers a team of committed, senior-level lawyers integrated across the firm's regulatory, intellectual property, commercial agreements, corporate and disputes practices to cover the latest developments and market trends in the Fintech ecosystem. Our lawyers are often at the forefront of these advances and pioneer first-of-their-kind products, transactions and solutions in the space. They include former financial regulators in the US and abroad, former in-house lawyers and executives at financial institutions and leaders in the private financial services and Fintech bars.
Our practice
BCLP’s Fintech team advises on a range of matters, from carefully crafted pilot programs, on the one-hand, to fundamental enterprise-wide digital transformations, on the other. Our Fintech team spans the globe and we have critical bench strength among our 30 global offices in the key financial and technology centers throughout the world. We, thus, are able to deliver comprehensive Fintech solutions to our clients along regulatory, transactional, enforcement, litigation and public policy practice areas. Our clients cut across the Fintech subverticals and include:
- Marketplace commerce and lending platforms
- Payments companies and platforms
- Card issuers and networks
- Banking organizations
- Cryptocurrency and blockchain companies and products
- Exchanges and alternative trading systems for digital assets
- Alternatives to traditional credit and banking platforms and products
OUR EXPERIENCE
In addition, BCLP’s lawyers routinely represent investment banks, private equity and venture capital firms, and other active financial investors in the fintech space. The firm’s global coverage, combined with its ability to draw specific expertise from more than 40 established practice and industry groups, enables BCLP to advise participants across the fintech ecosystem of the full scope of issues they might face.
BCLP’s Fintech team has advised clients on projects as diverse as P2P mobile payment networks, disbursement networks, digital wallets, prepaid payment schemes, marketplace lending arrangements, cryptocurrencies and digital asset trading platforms, and the digitization of traditional banking products. We have also helped establish joint ventures and other arrangements between regulated financial institutions and technology partners as well as industry consortia.
We counsel start-ups as well as both mature Fintech companies and financial institutions on:
- Product guidance and regulatory advice for traditional and new Fintech products and services, including licensing, chartering and the formation of strategic relationships
- Digital transformation of offerings in financial services, including complex sourcing engagements and new development
- Complex commercial transactions in the Fintech sector, with an emphasis on new products and engagements between platforms
- Venture capital, corporate investment, M&A, IPOs
- IP protection and monetization
- Enforcement defense, pre-enforcement counseling and, if needed, litigation
Meet The Team
Areas of Focus
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Digital Currency
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Payment Systems
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